Your street address. The address needs to be a physical address (i.e. A credit card application typically requires only one or the other. The Social Security Administration provides SSNs, while the Internal Revenue Service issues ITINs. ![]() This is the name you use on your official government documentation, like your driver's license and passport. Consider finding out your credit score before you apply so you know what kinds of cards you're eligible for. Besides collecting your basic contact information, they will use your SSN to pull your credit report. What do you need to get a credit card?Ĭard issuers are interested in getting a full picture of your financial health. While credit card applications are open to nearly anyone, note that credit card issuers evaluate applications based on many different factors and criteria, which could include your reported income and your credit score. who are over 18 and either have a Social Security Number (SSN) or Individual Tax Identification Number (ITIN).įollowing the passage of the Credit CARD (Card Accountability, Responsibility and Disclosure) Act of 2009, applicants under the age of 21 will need a co-signer or proof of income as part of the application process. residents - in other words, people with a mailing address in the U.S. ![]() How credit card applications affect your credit scoreĬredit card applications are open to U.S.What you need to submit a credit card application.To make the process easier, gather all the information you need before you get started. You can typically apply for a credit card online in a few simple steps, but it's important to get the facts about what is included in a card application.
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